Naïve has raised $28.5 million to build a unified API that connects AI agents to the operational services needed to form and run a business, including payments, communications, cloud infrastructure and incorporation workflows.
Naïve has raised $28.5 million to expand infrastructure intended to let AI agents handle many of the operational tasks involved in establishing and running a business, TechCrunch reported.
The startup packages services that companies would typically obtain from separate providers behind a single API. According to TechCrunch, these include payment capabilities, email accounts, phone numbers, cloud infrastructure, data storage and company-incorporation workflows.
Naïve’s target customers are developers using AI-assisted coding products such as Cursor, Claude Code and Codex. TechCrunch reported that the company supplies a prompt that developers can give to those tools, allowing an AI system to connect with Naïve’s API and provision business-related services.
The approach reflects a growing effort to move AI systems beyond code generation and text production into workflows that interact with operational software and external services. For a new software business, producing an application is only part of the work: it may also need payment rails, hosting, communications channels and a legal entity.
One of Naïve’s proposed use cases is orchestrating the formation of a U.S. limited liability company. TechCrunch said an AI agent can coordinate that workflow after receiving information such as a preferred state, industry classification, business description and proposed company names.
The process is not fully automated. Users must still take part in know-your-customer and know-your-business verification and make any required payments, according to TechCrunch. Those steps are particularly important in areas involving identity checks, financial services and legal filings.
Y Combinator describes Naïve as an “autonomous-company runtime” in which AI employees can provision and use real-world operating capabilities, including accounts, payments, applications and document filing. The description positions the company as an integration layer rather than as a replacement for the services themselves.
In a post on its website, Naïve says its live product can form a U.S. LLC, coordinate AI employees, provide email and phone functions, create content, issue virtual cards and deploy applications. Those are company statements about product functionality, rather than independently verified performance results.
TechCrunch reported that Naïve had signed up more than 30,000 developer customers within months of launch. The figure suggests interest among developers in giving AI systems controlled access to the services required to turn software projects into operating businesses.
Naïve’s proposition depends on consolidating a complex collection of vendor relationships and administrative workflows. Rather than requiring developers to separately integrate billing, communications, hosting, storage and incorporation providers, the company aims to offer a common interface that AI-enabled software can use.
That model also exposes the limits of automation in business operations. A system may be able to prepare information, create accounts or initiate workflows, but regulated processes can still require confirmation from a person or business owner. Naïve’s product design, as described by TechCrunch, retains those points of human participation for verification and payment.
The funding gives Naïve additional resources to develop its integrations as more developers experiment with software that can take actions beyond generating code. Its challenge will be to make operational services easier for AI-driven applications to use while maintaining the controls needed for payments, identity verification and legal compliance.
The startup packages services that companies would typically obtain from separate providers behind a single API.
According to TechCrunch, these include payment capabilities, email accounts, phone numbers, cloud infrastructure, data storage and company incorporation workflows.
Naïve’s target customers are developers using AI assisted coding products such as Cursor, Claude Code and Codex.
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